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Branch

Branch

branchapp.com
What is your customer experience with Branch?

Branch Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Branch reviews show a 2.6 star rating from 223 reviews, 21% would likely recommend. Consumers are mostly neutral; rating distribution leans unfavorable. Reviewers value privacy, data security, and billing practices.

Key Takeaways for Future Customers

  • Expect easy loan application and quick access to funds when approved.
  • Common issues include delays in loans reflecting in wallet and problems with auto-pay.
  • Many seek refunds or disputed billing resolution.

Negative Feedback / Risk Areas

  • Frequent customer complaints about poor customer service and unresponsive support.
  • Repeated reports of refund denials and unresolved fraud claims.
  • Technical and account access problems lock users out or block transactions.

Positive Feedback

Users report loans are easy to apply for and money is easy to get when the process works as expected.

View full overview ›

Media from reviews

Branch - Won't refund stolen money that was their fault
Branch - Won't refund stolen money that was their fault - Image 2Branch - Loan issueBranch - Regarding loanBranch - 2 times money ditucted my accountBranch - Mera number black list Kho Gaya Hai mujhe call karke bataiyeBranch - Loan not approved
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Resolved
GOTHACKEDLOL

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Resolved: Won't refund stolen money that was their fault

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Branch - Won't refund stolen money that was their fault
Branch - Won't refund stolen money that was their fault - Image 2
Updated by user Apr 27, 2026

I got my money back and an apology. I greatly appreciate that.

It seemed to be miscommunication between staff. I get that, being I also work somewhere in which shift change totally messes stuff up.

I suggest improving that by keeping notes in people's profiles. That worked well with my other bank.

Updated by user Apr 24, 2026

They keep immediately closing my case appeals for my disputes. Customer support is still impossible. The last person I who actually answered my email was rude and passive aggresive.

Original review updated Apr 24, 2026
I have a debit card through a bank called "Branch" that my employer, uses. On April 7th at 8:52 pm, my card was charged $35.45 for an Uber Eats delivery in San Fransico, California.

Note, I live in Wisconsin. I've never been to California and don't have Uber Eats, which I did tell my bank. Immediately after the first charge, another Uber Eats charge for $47.30 was approved, followed by another Uber Eats charge for $46.20. Within 1 minute of each other, and in the same location.

I received text messages from Branch when this happened, alerting me of fraud, saying they denied the charges. The charges went through. I started a claim the morning of the 8th. All three charges went through.

I was only given provisional credits for the $35.45 charge, while my other two charges were denied. They claim the first one wasn't me, yet the next two were??? How does that make sense! I provided them with proof of the fraud alert text where it claimed to have denied ALL THREE charges and that I responded it wasn't me playing the orders.

I filed an appeal with immense evidence and was immediately denied, with ZERO investigation! Someone in the support email said to call, I tried everyday for weeks and the AI bot named Alex said I wasn't "allowed" to talk to with a real worker regarding my concerns. The email workers say to call, and the call bot says to email. I have been dealing with this, trying to contact this company for 2 weeks!

I even provided evidence I was at Mcdonalds in my Wisconsin during the time these food orders in California were placed. I am only one of many Branch customers experiencing this!

They are awful and could care less about their customers. They kept changing who was "on my case" in the dispute email thread, all giving different phone numbers that don't work.
Loss:
$128

Preferred solution: Full refund

View full review
7 comments
Guest

You need to file a police report and close this account. Someone has your banking information.

GOTHACKEDLOL
reply icon Replying to comment of Guest-2837074

Thank you! I did file a report.

:) I have the account open until it can be resolved, but I moved out all the money and froze the debit card. People are the worst.

:( (Also, $128 in food from Uber Eats places is wild work. They must have been STARVING)

GOTHACKEDLOL

Thank you :) Bless

GOTHACKEDLOL
reply icon Replying to comment of GOTHACKEDLOL

This was meant as a reply to Nara, my bad lol.

Nara Shf

You have no proof that their employees are stealing the money. They can sue you for that.

GOTHACKEDLOL
reply icon Replying to comment of Nara Shf

Thanks!

Nara Shf
reply icon Replying to comment of GOTHACKEDLOL

You have no idea of legal stuff child.

View more comments (6)
Anonymous
map-marker Pueblo, Colorado

My card is not working I need my money

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There is No live agents. Only a bot who can not solve your problem.

I need my 1800. Who can I talk to ?

View full review
Chris B Hpe

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Clermont, Florida
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AI Highlights
  • - Fraudulent card opened in my name; money moved to Uber Pro card then out.
  • - Branch long holds; only email fraud reports; Uber still transfers to a closed card.
Updated by user Dec 02, 2025

Bank said I had to resolve it with Branch but contacting them is impossible especially to talk to the Fraud dept.

Updated by user Nov 17, 2025

You see this is the response I got below even though I sent and email describing everything again. The just refer me back to the phone where you get put on hold and never get to speak with the fraud dept.Nov 17, 2025, 16:44 CSTHi Christopher, Thank you for reaching out!

If you would like to speak with a Support agent over the phone, you can do so by calling us at 1 (866) 547-****. We are open from 9 a.m. to 5:00 p.m. CST.

Monday–Friday. You can also call the number on the back of your card 24/7 for self-service phone options like reporting your card lost or stolen, updating your PIN, or checking your balance.

We look forward to assisting you! Best,ReyBranch Support

Original review Nov 17, 2025
A card was fraudulently opened in my name, then money was transferred from my account to my Uber Pro card, which is powered by Branch, and then the money was transferred out to an unknown account. I tried numerous times to contact Branch and was always on hold for anywhere from 30 minutes to over 2 hours.

I only got to speak with an agent once to take my report, but I can't even speak with anyone in the fraud department. They only contact you by email. They said it was my fault and I did it with my own biometrics. Even though I had the card canceled, Uber is still sending money to this closed card from my account, and I have not been able to reach anyone on the phone at Branch after trying for a week.

This card is issued by Evolve Bank, and it's a Mastercard, but they say they don't take responsibility for this and that I need to contact Branch. How could Mastercard even partner with a scam company like Branch and not even help resolve this? You can't give these people your golden name of Mastercard and let them tarnish it. Branch has no right to even have this responsibility of access to people's accounts and private info if they can't even support the card.

Evolve Bank, which is a partner with Branch, was trying to be helpful, but they even told me I need to deal with Branch for the Uber Pro card. Even Uber won't take responsibility for this. Uber support says sorry, call Branch. So now I'm out a lot of money, and more was even taken after I filed the report.

The only two times I even spoke with someone, I couldn't even understand them, and they were reading a script.

How do you have debit card support with the Mastercard name on it, and you can't even speak well or speak fluent English? I think Mastercard and Evolve Bank should revoke Branch's right to issue this card.
Loss:
$406
Cons:
  • Repay amount pending problems
  • Reps read script
  • Reps cant speak fluent english

Preferred solution: Full refund

User's recommendation: Stay away from Uber Pro card and Branch

View full review
Ajith K Kxm

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Malé, Kaafu Atoll

Account Help

Branch - Account Help
Updated by user Oct 29, 2025

My account unlock pls

Original review Oct 29, 2025

I am working foreign

My sim is not working

Not coming otp verification

Otp not coming

My account is locked

View full review
Nkwuche V
map-marker Amsterdam, North Holland

I applied for loan but not yet reflected to my wallet. I sent them message since Monday 3rd November no feedback

AI Highlights
  • - Applied for a loan on 3 November; expected it to reflect in 2 hours.
  • - As of 5 November it has not reflected; loan has been helpful and repaid on time.
Branch - I applied for loan but not yet reflected to my wallet. I sent them message since...

I applied for loan on 3rd November and am ask in 2 hours it will reflect. But today is 5th November it has not reflected and I have sent them message but no feedback yet.

Please I want you to fix up the problem and get back to me. This loan has been helpful to me and I repay on time too.

So I don't know what the problem is. Thank you

Preferred solution: The loan... And Reason it delayed to reflect on my Branch account wallet.

View full review
Resolved
Moumita M Dds

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Resolved: 2 times money ditucted my account

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Branch - 2 times money ditucted my account
Updated by user Jan 19, 2026

Company fixed the issue and I have been provided with partial refund.

Original review Jan 19, 2026

I already paid my loan repayment amount but autopay again debited my money.so I refund money please.

Loss:
$1650

Preferred solution: Full refund

View full review
Giashuddin A
map-marker Guwahati, Assam

Loan issue

Branch - Loan issue

My last loan amount have paid before due date but now I am not able to get loan again so I request to branch team

Loss:
$8000
Pros:
  • 8000

Preferred solution: Loan issue

View full review
Anonymous
map-marker Phoenix, Arizona

Unacceptable timeframe to release funds from a deposit provided at a hotel stay

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AI Highlights
  • - Support said funds would be returned 30 days after a hotel stay, and I won't receive funds until after Christmas.

After contacting Support, I was told that I would have to wait a full 30 days to get my funds back following a recent stay at a hotel Not only that but the past week Ive used the card and therefore will not receive funds until after Christmas, which is totally unacceptable Im telling everyone not to use Branch transit services

User's recommendation: Stay away from this company

View full review
Nautika Yuc

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Bhubaneswar, Odisha

Regarding loan

AI Highlights
  • - Used Branch 1 year; all EMIs on time; 4th EMI paid.
  • - Loan limit increased, but app shows Not Eligible; please check and update.
Branch - Regarding loan

Hello Team,

I have been using Branch for the last 1 year and all my EMIs are paid on time. Today I paid my 4th EMI. My loan limit has increased, but when I try to apply it shows Not Eligible.

Please check and update my eligibility.

Registered mobile number: 780305****

Please try to resolve my issue as soon as possible because this loan is very important to me please try to understand my situation , emergency situation I faced this time so I request to you please contact with me .

Please try to understand my prblm

View full review
Resolved
Bennin L
map-marker Tiruchirappalli, Tamil Nadu

Resolved: Autopay cancel

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Branch - Autopay cancel
Updated by user Dec 17, 2025

Company fixed the issue and I have been provided with settlement agreement.

Updated by user Dec 17, 2025

தெரியாம விழுந்துட்டு ஐந்து வருடத்திற்கு உளுந்து விட்டது ஆட்டோ பேவை எனக்கு கேன்சல் பண்ண வேண்டும் ப்ளீஸ் கால் பண்ணாலும் யாரும் எடுக்க மாட்டாங்க

Original review Dec 17, 2025

Auto-pay cancellation: no payment received and 15,000 auto-pay auto cancellation. I have no payment; it's a personal loan.

Loss:
$15000
Pros:
  • Delete my account
Cons:
  • Bad customer service
  • Money is inside my account
  • Not responding to messages

Preferred solution: Auto pay cancel

User's recommendation: 944393****

View full review
Anonymous
map-marker Jasper, Georgia

Put on hold for 15 minutes then hang up on me

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AI Highlights
  • - Can't log in; they repeat the same questions.
  • - I sent what they needed, but nothing happened; I may switch banks to deposit my check.

I told them I can't log into my account and they ask me same question over and over since last Friday

I send them what they need and nothing is accomplished yet

So what I do now , maybe find another company to deposit my check into

User's recommendation: You guys need return call instead of email cuz nobody each other

View full review
Aprile Jtx

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

I have a repayment issue

Branch - I have a repayment issue

I want to pay my debt but my old phone number is lost am unable to login pls kindly help me out.you can reach me on my new number 0903122**** or through my email lawrenceakinola011@***.com

User's recommendation: Branch is very good in satisfying my urgent needs of money

View full review
Sandeep K Euu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Jind, Haryana

Loan not approved

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AI Highlights
  • - Customer says they are not eligible for a loan and asks for a profile review.
  • - They want guidance on what to improve to get approved next time.
Branch - Loan not approved

Hi branch team ,I got a message that iam not eligible for a loan right now kindly review my profile and let me know what I can improve to get approved next time thanks name sandeep mo 720687**** email sandeeps72729@***.com

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RAJU K Rgb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Hazaribagh, Jharkhand

Mera number black list Kho Gaya Hai mujhe call karke bataiye

Branch - Mera number black list Kho Gaya Hai mujhe call karke bataiye

My branch ID has not logged in to the branch app, so I am facing a problem in the branch app. I request you to solve my problem.

Preferred solution: My id has not login

User's recommendation: My id is not login

View full review
Diana R Ehr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Locked out of account

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AI Highlights
  • - No real person was reached; my new account is locked for over a week, blocking instant pay, and emails were closed without fixing the issue.
Branch - Locked out of account

I have yet to speak with a real person. It has been over a week now that my new account has been locked and it prevents me getting instant pay for my nursing shifts!

I first sent an email with all information and they closed it without fixing any issue! It's ridiculous!

User's recommendation: I do not reccomend at this time.

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Anil E Mqi

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Warangal, Telangana

Payment done update statement

Branch - Payment done update statement

Payment done emi

7170

Statement update

I am not due second month emi

I will pay 19/12/2025

Please update my loan account

View full review

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